|
Post by Office Ninja on Mar 5, 2009 17:17:11 GMT -5
I am pissed. We got "approved" for that mobile home. The 2000 square foot, $40,000 one. They want 1-% down and want to charge us 14% interest! Thats absurd! Bryce's Fico score is 750. I am shocked they want to charge that much, and 10% down is absurd. A $70,000 HOUSE only wants 3% down, and bryce can get approved lots cheaper than that.
The search continues.
|
|
|
Post by df2506 on Mar 5, 2009 19:11:25 GMT -5
So, I took off from my classes today. I have no good excuse. Do I ever? I thought it would be ok, though, since there didn't seem like there was much going on any of the classes today. Well....I was wrong! (at least about one class anyway) My Nonfiction teacher e-mailed me and told me I had missed three classes in all so far..... I'm pretty sure I've only missed two days. I can't prove it....but I only remember missing one other day....*sigh* Basically, the Nonfiction teacher has some policy about only missing two days and after that your grade starts lowering (sheesh. Its not like I missed two or three days in a row. man). UGH. I like that class too. Can't say I really like any of my other classes that much, but I do like the Nonfiction (well, mostly. there have been a couple assignments I didn't care for). So, I'm not sure what's going on there. Hope I get it straightened out. I better stop missing classes though. lol. Well, anyway, tomorrow, I have to go over to the college to work on a Group Project for my Women's lit class. Gah. I hate group projects! We have to write a paper and then do a presentation next week (next Thursday). *sigh* Also, in the same class, I have a midterm do the same day as the group report! Plus, at least one other test coming up (prob next week) I'm stressing. I'm really not happy this semster. I thought I'd feel better with a bit more variety (not all English), but its just not good. Think I'll try to get mostly English classes next semster... Man, I'm so ready for Spring Break! One more week! And then I'll have a whole week off where I'll have to....study. So much for the Break! Of course, knowing me I'll probably put most of the work off and end up doing most of it the weekend before I go back. lol. Oh and on a lighter note (sort of), I'm going to see Watchmen on Monday! Yes! I can not wait. Watchmen is one of my favorite graphic novels of all time. I really hope the movie is great. DF2506
|
|
|
Post by masaia on Mar 5, 2009 20:01:24 GMT -5
All those reasons and more that I do not miss being in school. I think the rule of missing "x" amount of days was always stupid. My school had the same thing. A classmate of mine went through chemotherapy and lost 2 letter grades in one class because of the days she missed. She had to retake it the next semester. The rest of the teachers understood, but hell, I guess even cancer isn't a good enough excuse for some people <_<
I ended up getting a 5% raise at my job. Will start on my next paycheck. The review wasn't so bad at all. Pretty much said I improved greatly since my first few months. I missed way too many days, partially due to my own faults, but the others because of a funeral last year as well. But I haven't missed a day of work since I think August of last year, so they took that into account. I can't miss a day anymore. Our business is so tight with work sometimes that if anyone was gone for a day, the rest of us would be pulling our hair out.
I was looking around for a place to live as well. My mother says that I shouldn't get an apartment because "That's just throwing money away." I'm also not allowed to get a mobile home / trailer because that is also throwing money away / not good enough (seriously). Though she would be more than willing for me to spend the $120,000 for a house way too big for just me and (with any luck) a future wife. If I get that said wife, and she doesn't want to have children (or just one, which I'd be more than happy with), a big house like that would be a waste, in my opinion.
I'm not sure what I want to do now. The thought of moving out is nice, but making half my family hate me because of it isn't really great either.
|
|
|
Post by Norfy the Walrus on Mar 5, 2009 21:27:48 GMT -5
There is nothing wrong with apartments. Its a great start if moving out of the folks place for the first time. I'm assuming it'd be your first time, right? Its super rare (unless you're Asian) to get a super big home right when you first move away from your parents.
I am still thinking of going back to school for my high school. I know it would be a good thing....but I dread the idea. Can't stand school. XD
|
|
|
Post by Office Ninja on Mar 5, 2009 22:21:21 GMT -5
Who in their right mind moves out on their own and buys a house right away? Thats just silly for you by yourself.
|
|
|
Post by Caller on Mar 5, 2009 22:24:40 GMT -5
The key problem with us is that our mother is near the point of multiple personalities between the two of us. For him, she doesn't want him leaving because he's the prodigy and doesn't want him to feel like he has to, whereas for me, she doesn't want me leaving because I'm the slave and if I were to leave she'd either have to con our father into doing her chores or do them herself.
On the other side of the parental spectrum, our father wants us both out. He had to get out at 18 and he's passively aggressively jealous of us. Though because she has him whipped to nearly the point of needing a collar and leash to be allowed to leave the house he won't say a word overtly.
Basically the woman needs a reality check (AND A JOB) but it'll never happen. She mooches off our father and acts like she did her time and doesn't have to work anymore. She spends hundreds of his dollars a *week* on cigarettes and whore clothes and keeps buying shit online and demanding super high speed internet and top of the line phones and wants to be taken out to dinner every weekend and she blames all the extra expenses on US (mostly me) like the water and electricity when SHE is the one home all day and Mark and I are at work more than half the day and week. If you can explain how we're the ones making the electric bill go up when we spent about 40+hrs a week over xmas at work and not at home maybe I'll concede a point. But you won't be able to.
I wish I could afford to leave but I can't. He can and he should take the chance when he gets it. I hate this woman and I just wish I could move out so I could say it to her face how she fucked us both up so much. But until I get a decent five figure salary that doesn't start with 1 that isn't gonna happen.
I have been doing some part time management duties at work but they're avoiding having to pay me management scale by keeping me less than 15 hrs per two weeks on it. They froze our pay raises this year because of the economy (and yet they opened 10 new stores) so I gotta make this work. I'm trying to do my best so I can impress them and maybe get promoted for real but I dunno if they really even can. I still have my resume up but I keep getting offers for those kinda jobs where you sit on your ass and have to deal with people calling you with inane computer problems and I WILL hang myself in that kinda job. >.>
Phew longass rant!
|
|
|
Post by Norfy the Walrus on Mar 6, 2009 0:25:46 GMT -5
Have you two considered maybe looking for a place together? You can both be free from the parents and can help support each other. You two get along. Well...atleast from what I can tell on the boards and from our times in FFXI. Something to think about?
|
|
|
Post by Office Ninja on Mar 6, 2009 6:50:34 GMT -5
I agree with Norfy. I had to move out ASAP when I was 18 and went to live with my sister. I had a minimum wage job and we did great. She was probably the best room mate ever. It would have lasted longer but she ended up pregnant and well. I needed to move.
You would be surprised how cheaply you can live on your own. Granted I don't know how much apartments go for in your area, but when I officially lived by my self I was paying about $300 a month in bills. It wasn't bad at all. You just have to really budget, and not have a social life.
As for us, Bryce is getting worse. And we cant afford a root canal, so Bryce wants to extract the tooth. He did good yesterday but this morning he woke up vomiting again. Im a bit nervous because he didn't even eat anything yesterday. I am calling the doctor as soon as they open.
|
|
|
Post by dejibo on Mar 6, 2009 8:33:56 GMT -5
Kik, the rules are different when it comes to mobile home finances versus stick build home finances. Mobile home DEpreciate, and sorr to offend, but most who move in them, DONT do the required maintenance, and those things falls apart. It also depends on the park that its currently sitting in. Mobile homes also have a very high rate of loan default. I think Ryan and his bro should get a place together. Thats a great idea. Rent an apartment. Prices of houses are going to continue to fall. wait it out. Did you know that Maine has more trailors than any other state? I really thought it was going to be Florida. Maine is so rural, and way out there, it surprised me, cause winters are so hard. More boxing, cleaning, and having an old lady movie night tonight for the old ladies from the church.
|
|
|
Post by df2506 on Mar 6, 2009 12:38:03 GMT -5
All those reasons and more that I do not miss being in school. I think the rule of missing "x" amount of days was always stupid. My school had the same thing. A classmate of mine went through chemotherapy and lost 2 letter grades in one class because of the days she missed. She had to retake it the next semester. The rest of the teachers understood, but hell, I guess even cancer isn't a good enough excuse for some people <_< Yes, I totally agree. The missing days rule is stupid. I especially think its stupid when you have a valid excuse, like your friend did. There are some teachers in my school who just don't care if you miss a day or more though. I think I use to those teachers, so I don't pay attention to it as much as I should. lol. This is actually the first teacher I've ever had who made a big deal out of me missing a couple of days. lol. The rest of my teachers this semsters and previous semsters, just didn't care. Or maybe they did and just didn't tell me. lol. Oh well. I e-mailed my teacher about it, but she hasn't got back to me yet. Anyway, today I have a group project thing I have to work on at the college. Did I mention I hate group projects? *sigh* One more week till Spring Break. I just have to keep reminding myself. DF2506
|
|
|
Post by Yvondith on Mar 6, 2009 17:20:58 GMT -5
Wow, a lot happened in this thread since yesterday!
I totally agree with you there. I hated group projects. I hate school period, but I will have to go back eventually, or Granny will have my ass.
Norfy, look into getting a GED. I honestly found it to be the least stressful thing I ever did in my education. If you don't do well on the pretest, you will probably have to take some refresher courses, which weren't bad at all. It was easy, IMO.
To Caller & Masaia, I agree with everyone else, maybe you should look for getting your own place together, assuming you can tolerate each other. Screw what your mother says about apartments & mobile homes.
Dej has a point about pre-owned mobile homes though, people don't do the maintenance required, and they fall apart. I'm blessed that mine is still somewhat new, but I worry about what lies ahead. My washing machine was leaking for months and I didn't realize it. I shudder to think what sort of water damage has been done, even though the floor is linoleum where it was leaking. Still, there has to be some damage.
Please keep us updated, I'm concerned. It is best to just have it extracted if you can't afford the root canal. Just hope you can get him in ASAP. Do you have any emergency dental clinics in your area? It might be best to go there if you're having to wait too long on a doctor.
As for me, same old, same old stuff. Granny will be back home from her 3 month long vacation in Chicago in 11 days. I can't wait, I miss her so much.
|
|
|
Post by df2506 on Mar 7, 2009 1:28:22 GMT -5
Ya, group projects...*shakes head* I just don't understand the appeal. I find that I learn more by myself than I do with others. I also always feel left out of groups, you know? Even when I talk, I don't feel like people are really listening to me... As for you going back to school, I highly recommand it. The job market is just SO bad these days. It use to be you couldn't get a good job if you didn't have a high school degree. Now, you MUST have, at least, 4 years of college to get a good job... Also: I don't hate school. Well, ok, I hated Junior High and especially High School, but I like College. Mostly. Expect the whole group projects, three days rule thing...and all the homework. lol. I have had some pretty cool classes in college though. I also think college has made me a better writer. Some people are just born with natural writing talent (or any kind of talent)....while the rest of us writers just have to really work at it before we get to any kind of talent. ha! Anyway, I went to that group thing yesterday and....sheesh. We could have done that over the internet! Basically, we met and then they decided that we should split up the work. We did talk a bit about the outline and what we wanted to talk about on Thursday...but thats it! So, I had some time to kill before my dad showed up to take me home. I looked around the college library and its amazing. I have looked around it some before...but wow. I could not believe all the cool stuff I found. I especially like their collection of Mark Twain! Whoa. I'm a huge fan of Mark Twain. Great writer. Well, I was just totally geeking out about their Twain collection. I think they have everything he ever wrote! It took a lot of will power to keep from checking anything out. I'm pretty busy with school work right now...so I don't need any more distractions.... So, that was my day! Oh, I did see Battlestar Galatica. *drools* Love that show. BSG and Lost are so great right now. DF2506 " If I could only watch two television shows, I'd watch Battlestar and Lost."
|
|
|
Post by Norfy the Walrus on Mar 7, 2009 2:33:10 GMT -5
Battlestar Galactica has been amazing. Definatly my favorite show on TV right now. I'm new to the series but it did not take me long to catch up on the 4 seasons that are out. I never bothered with it before cause I always thought it was just another generic sci-fi show but I was wrong. Great story, complex and likeable characters. Everything about it is excellent. I have not watched the new episode yet cause mom doesn't like dealing with commercials (shes really into the show too) so I download it the Saturday after it airs. SO in other words, I have not seen the new one yet. I will tomorrow. But last week's was great. Especially the scene at the piano. Damn!
|
|
|
Post by dejibo on Mar 7, 2009 8:45:54 GMT -5
I LOVE lost! ;D I have followed that show since day one, and am finally getting some freaking answers! They kept the viewers lost for so long, it was frustrating.
I LOVED school. I hated high school. bunch of red neck twats that went there. Either you were not cool enough for this group, or too cool for that group. This group was just mean, and that group was just weird. It was truly hard for me to find a place to fit into. I had my friends, and we had a blast, but it would have been better had everyone just calmed down, and gotten along. Noooo, everyone had to draw lines in the sand. This group hates that group, and that group wont talk to the other group. The problem was I had friends in each group, and crossing the line everyday made me a target. what dopes! College on the other hand...woo! I loved that.
THE SUN IS OUT! I cant believe it! We normally lose the sun in October and dont see it again till April. I mean we have some sun, but its not strong enough to warm the hair on your head, let alone help you make any vit D. Its hard to deal with a grey winter. So, the sun has made a rare early appearance. I think I am going out side!
|
|
|
Post by Office Ninja on Mar 7, 2009 17:12:52 GMT -5
Well yesterday was another rough day for Bryce. He had a good morning but about 1 i had to go to the store and get him some soup. I came back and he had turned the heater up to 85 and said he was cold and started throwing up again. I told him the heat wasnt good for him and made him turn the AC back on (It was 80 degrees outside as it was)
After teh house cooled down he started feeling better. *GASP* shocking I know. When you have a fever the last thing you need is to be in such heat.
So we have a good nights rest and so far he has been up since about 8am. no sickness and he even wanted to play a game. I wouldn't let him cause he was still a little dizzy from the antibiotics though. Maybe tonight we can watch BSG as we missed last nights episode due ot him not feeling good.
Me, I am at work. Its boring and stressful at the same time. I hate these days.
I want a new house. We are going to look at buying a new manufactured home. That might depend on if we can find land to put it on. They said they can work with us on that so that's cool. Some of these newer mobile homes don't look mobile at all. They look pretty damn nice.
|
|